5Paisa vs Dhan – Review 2025 | Which One is Better
5Paisa vs Dhan
5 Paisa, founded in 1996, is a discount broker. It offers trading on the NSE and BSE. It has one branch across India. Dhan , founded in 2021, is a discount broker. It supports trading on the NSE and BSE. It has one branch across India.
5 Paisa
One of the top online stockbrokers in India is 5paisa.com, which provides consumers investors with affordable brokerage services. The founders of IIFL are the advocates of 5paisa Capital Ltd, a professionally managed and publicly traded firm. It has more than 1.2 million clients as of March 2021. At BSE, NSE, and MCX, 5paisa online
trading is offered for currency, commodities, and stocks. Three subscription packages are available from 5Paisa: the Ultra Trader Pack, Power Investor Pack, and Regular Account Pack. These programmes provide you a number of advantages, such as flat fees that drop from Rs. 20 to Rs. 10 and zero account opening fees.
Dhan
Paytm Money, on the other hand, attracts new and tech investors withits user-friendly interface, low commissions and seamless integration with the Paytmecosystem. It stands out for its simplicity and accessibility, making it ideal for beginners. Bothplatforms have their strengths, with Kotak suitable for in-depth trading and Paytm Moneyfacilitating and cost-effective investing.Founded in 2017, Paytm Money Limited (commonly known as Paytm Money) is a discountbrokerage company based in Bengaluru. Paytm Money is a wholly owned subsidiary of One97 Communications Ltd, India’s largest and leading digital products and mobile platform, which also owns the Paytm brand. Paytm is an Indian e-commerce payment system approved by the RBI. Paytm Money is a SEBI registered stockbroker and investment advisor.
| 5 Paisa | Dhan | |
| Broker Type | Discount Broker | Discount Broker |
| Year Of Incorporation | 1996 | 2021 |
| Exchane Of Membership | NSE and BSE | NSE, BSE AND MCX , NCDEX |
| Founder | Nirmal Jain | Pravin jadhav |
| Number of Branches | 1 | 1 |
5 Paisa vs Zerodha Charges
| Charges | 5 Paisa | Zerodha |
| Call and Trade Charge | Rs 100 Per Call (any Number of Trades in a Call | Rs 50 per order |
| Minimum Brokerage Charges | Rs 20 per trade | Rs 20 |
5 Paisa vs Dhan Offers
| Offers | 5 Paisa | Dhan |
| Free AMC | ||
| Free Brokerage | ||
| Free Account opening charge | ||
| Flat brokerage | ||
| Flexible brokerage plan | ||
| Free Delivery charges | ||
| Free Intraday | ||
| Margin Funding and Pledging | ||
| Free F & O trading | NA | |
| Refferal offers | 12.5% + Rs.100 Referral Credit per Client | 20% Brokerage Sharing |
| Brokerage cashback | ||
| Zero Brokerage for Loss Making Trades | ||
| Free trading calls | ||
| Free Research report | ||
5 Paisa vs Dhan Product Provided
| Type | 5 Paisa | Dhan |
| Equity Delivery | ||
| Equity Intraday | ||
| Equity Option | ||
| Equity Future | ||
| Currency Option | ] | |
| Currency Future | ||
| Commodity options | ||
| Commodity Future | ||
| Mutual Funds | ||
| Foreign stocks | ||
| Banking | ||
| Insurance | ||
| Digital gold | ||
| Govt./ Corporate Bonds | ||
Comparison of 5Paisa vs Dhan Advisory Services
| Services | 5 Paisa | Dhan |
| IPO SERVICE | ||
| Weekly review and robo advisory | ||
| Daily Top stock picks and Stock Tips | ||
| Company / Annual report | ||
| Stock recommendation and Research report | ||
| Trading institution | (Fine School) | |
| PMS or PCG | ||
| Intraday service | ||
| Share Pledging | ||
| DEMAT service and Trading service | ||
| NRI Service | ||
| 3 in 1 Account | ||
Features Of 5Paisa And Dhan
5paisa’s trading platforms include 5paisa Trade Station (web, mobile app, and EXE). Paytm Money provides Dhan caters to experienced traders by offering comprehensive charting tools, a variety of order types, and fast execution. It provides a professional edition with more features and interaction with third-party solutions.The table below shows features of both the platform.
| Features | 5 Paisa | Dhan |
| Charts | ||
| Automated Trading | ||
| 3 in 1 Account | ||
| SMS Alerts | ||
| Margin Against Shares (Equity Cash) | ||
| Margin Against Shares (Equity F&O) | ||
| Online Portfolio | 5paisa Trade Station (Web, Mobile App and EXE) | Dhan App, Dhan Web, Options Trader Web, Options Trader App, TradingView Console, DhanHQ API |
| Online Demo | ||
| Trading In SME Shares Allowed? | NA | |
| Intraday Square-off Time | Optimum Plan: 3:10 PM, Platinum Plan: 3:20 PM | 3:20PM |
| Global indices | ||
| Real time update | ||
| Stock tips | ||
| Multi Profile Management | ||
| Online MF Buy | ||
| Interactive charts | ||
5Paisa vs Dhan Account And AMC Charges
For Registering a 5paisa trading account the costs is Rs 0 (free), however registering a Dhan account costs Rs0. The AMC charges for 5paisa Demat Account are Rs 300, while Dhan Account AMC charges are Rs0 (free). Below the table shows Demat and Trading Account Charges.
While Dhan has Rs.0 annual maintenance cost (AMC) for trading accounts And rs.0 For Open Demat Account .Many investors favour it because of its competitive cost, user-friendly layout, and excellent customer service.
| Type | 5 Paisa | Dhan |
| Demat Account Opening Charges | Rs 0 ( free ) | Rs 0 (Free) |
| Demat Account AMC Charges | Rs 300 | ₹0 (Lifetime Zero AMC) |
| Trading Account Opening Charges | Rs 0 (Free) | Rs 0 (Free) |
| Trading Account AMC Charges | Rs 0 (Free) | Rs 0 (Free) |
Comparison Of 5Paisa vs Dhan Brokerage Charges
5paisa provides flat brokerage fees, competitive pricing for stocks and derivatives, and free brokerage on mutual funds.whereas Dhan brokerage charges are Rs. 0 on Equity Delivery and intraday is Rs. 20 or 0.03% of trade value, whichever is lower , Below the table shows brokerage charges.
| Brokerage charges | 5 Paisa | dhan |
| 1) Equity Delivery | Rs.20 per Trade | Rs 0 (Free) |
| 2) Equity Intraday | Rs.20 per Trade | Rs 20 per executed order or 0.02% whichever is lesser |
| 3) Equity Option | Rs.20 per Trade | Rs.20 per Trade |
| 4) Equity Future | Rs.20 per Trade | Rs 20 per executed plan/ order or .03% whichever is lesser |
| 5) Currency Option | Rs.20 per Trade | Rs.20 per Trade |
| 6) Currency Future | Rs.20 per Trade | Rs 20 per executed plan/order or .03% whichever is lesser |
| 7) Commodity options | Rs.20 per Trade | Rs.20 per Trade |
| 8) Commodity Future | Rs.20 per Trade | Rs 20 per executed plan/ order or .03% whichever is lesser |
5Paisa vs Dhan Brokerage Plan 2
| Brokerage plan | 5 Paisa Power invester pack | Dhan |
| 1) Equity Delivery | Rs 10 per plan order | Rs 0 (Free) |
| 2) Equity Intraday | Rs 10 per executed order | Rs 20 per executed order or 0.02% whichever is lesser |
| 3) Equity Option | Rs 10 per executed order | Rs.20 per Trade |
| 4) Equity Future | Rs 10 per executed order | Rs 20 per executed plan/ order or .03% whichever is lesser |
| 5) Currency option | Rs 10 per executed order | Rs.20 per Trade |
| 6) Currency Future | Rs 10 per executed order | Rs 20 per executed plan/order or .03% whichever is lesserr |
| 7) Commodity options | Rs 10 per executed order | Rs.20 per Trade |
| 8) Commodity Future | Rs 10 per executed order | Rs 20 per executed plan/ order or .03% whichever is lesser |
| 9) Fixed charge | Rs 599 per month | NA ( not available ) |
5Paisa vs Dhan Leverage Margin
The 5paisa margin for intraday trading is up to 20% of the trade value (5x leverage)
depending on the stock, while the Paytm Money margin for intraday cash is likewise up to
20% of the trade value (5x leverage)
| Money Leverage | 5 Paisa | Zerodha |
| Equity Intraday | Up to 20% of Trade Value (5x leverage) | 100% of trade value (1x leverage) |
| Equity Delivery | 100% of Trade Value (1x Leverage) | Up to 20% of trade value (5x leverage) |
| F & O ( Equity, currency, commodity) | 100% of NRML Margin (Span + Exposure) (1x Leverage) | 100% of NRML margin (Span + Exposure) (1x leverage) |
5Paisa vs Dhan Investment Option
- Dhan : For investment Dhan offers option like : stock equity, currency, commodity, ipo, mutual fund, bond /ncd and debt . Overall Dhan offers more options than Upstox
- 5Paisa : For investment 5Paisa offers: stock equity, currency, commodity, ipo, mutual fund it offer,s investment in Bond/NCD and debt type .
5Paisa vs Dhan Pros And Cons
Pros:
| 5PAISA | Dhan |
| 1)Trading terminals and the 5paisa smartphone app are examples of free trading software. 2)Direct mutual funds without brokerage fees. 3) Brokerage with a flat fee. Only pay Rs. 20 for each completed order. Concerns regarding the trade’s size are over | 1)All other segments have a flatbroking fee of Rs 20 per deal. 2) Offers a 3-in-1 account for ICICI bank members. 3)AMC offers free demat accounts Also it offer Free equity delivery deals. 4) A safe, dependable, and technologically advancedinternet broker. 5) Simple, flat-fee broking services across segments and exchanges (BSE, NSE, MCX).6) Open an account for free |
Cons:
| 5 Paisa | Dhan |
| 1)In addition to the commission, Call & Trade costs Rs 100 each call. In a single call, any number of deals may be made. 2)Research and advisory is available at extra cost. 3)Exchange turnover fees are higher than those of other well-known bargain stock brokers. 4)NRI Trading and Demat Account is not available. | 1)It doesn’t offer research, recommendations, or stock suggestions. 2 Each order incurs an additional Rs 50 for Call & Trade. 3)There is also a 3-in-1 account not available. There are no monthly unlimited trading subscriptions available. 4)AMC Free Demat accounts are not provided by it. No margin financing. 5)An additional Rs 50 is paid for each order for auto square off. |
Comparison 5Paisa vs Dhan Transaction Charges
5paisa transaction charges for options is NSE Rs 5300 per Cr (0.053%) (on premium) Firstly the transaction charges of Dhan is Flat fee of ₹ 20 or 0.05% (whichever is less) for each executed order in Intraday Commodities, Currency, and Equities Trading , also The exchange costs for options on Dhan are as follows: NSE Rs.3550 Per Cr (0.00325%) BSE Rs.355 Per Cr (0.00375%)
Review of 5Paisa vs Dhan Trading Platform
| Rating | 5 Paisa | Dhan |
| Customer Service | 6.5/10 | 6/10 |
| Fees | 9/10 | 7/10 |
| Brokerage | 6 /10 | 6 /10 |
| Trading Platform | 7 /10 | 8.5 /10 |
| Research Capabilities | 8.5 /10 | 7/10 |
| Overall Ratings | 7 /10 | 7/10 |
| t |
Complaints Comparison Of 5Paisa vs Dhan
The table below shows Total Complaints Lodged, Resolved and their percentage.
| Complaints | 5 Paisa | Dhan |
| Total complaints lodged | 175 | 8 |
| Total complaints resolved | 145 | 10 |
| % of complaints resolved | 80.40% | 99% |
| NON actionable complaints | 20% | 1 |
| % of non actionable complaints | 16 % | 1% |
| t |
Conclusion: For traders and investors, 5paisa and Dhan both provide
competitive services. For active traders, Dhan is the best alternative because it offers a
wide selection of investment possibilities, sophisticated research tools, and affordable
brokerage costs. 5Paisa is a cost-effective option that appeals to convenience
seekers and novice investors alike because of its user-friendly design and smooth
integration with Dhan ecosystem. In the end, Dhan is ideal for novices and those
who value simplicity and convenience of use in their investing journey, whereas 5paisa is
more appropriate for seasoned traders who need extensive tools.
Customers support
5 PAISA:- +918976689766
Email ID:- support@5paisa.com
Dhan : 022-43116666 Dhan Support Email : help@dhan.com
Client can contact this email for clearing their doubt.
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