Paytm Money vs HDFC Securities Reviews 2025 | Which One Is Better

Please enable JavaScript in your browser to complete this form.

Paytm Money vs HDFC Securities

Paytm Money , founded in 2017 , is a discount broker. It offers trading on the NSE and BSE. It has one branch across India. Full Service Broker HDFC Securities was founded in 2000. It provides trading on the The, Multi Commodity Exchange, NSE (national stock exchange) ,and BSE ( Bombay stock exchange) .There are 270 of its branches in India

Paytm Money

Paytm Money vs HDFC Securities

Paytm Money, on the other hand, attracts new and tech investors with
its user-friendly interface, low commissions and seamless integration with the Paytm
ecosystem. It stands out for its simplicity and accessibility, making it ideal for beginners. Both
platforms have their strengths, with Kotak suitable for in-depth trading and Paytm Money
facilitating and cost-effective investing.

Founded in 2017, Paytm Money Limited (commonly known as Paytm Money) is a discount
brokerage company based in Bengaluru. Paytm Money is a wholly owned subsidiary of
One97 Communications Ltd, India’s largest and leading digital products and mobile platform,
which also owns the Paytm Money brand. Paytm is an Indian e-commerce payment system
approved by the RBI. Paytm Money is a SEBI registered stockbroker and investment
advisor.

HDFC Securities

Kotak Securities vs HDFC Seurities

HDFC Securities, one of India’s top full-service stock brokers, was founded in 2000. One of HDFC Bank’s subsidiaries is HDFC Securities. The firm facilitates trading and investing in stocks, bonds, futures, options, buybacks, mutual funds, initial public offerings (IPOs), commodities, currency derivatives, stock portfolios, and more for its clientele. A registered broker with SEBI, HDFC Securities is also affiliated with the BSE,
NSE, MCX, CDSL, and NSDL.

HDFC Securities serves more than 1,800,000 + clients in a variety of industries and offers
more than 30 Also its provides service through Over 270 branches of the organisation which
are located throughout India. The lowest broking fees are charged by HDFC Securities,
which costs Rs 20 per transaction for trading in derivatives and 0.10% per deal for equity
delivery. A 3-in-1 account that combines a savings bank, trading, and a Demat account is
provided by HDFC Securities.

Paytm MoneyHDFC Securities
Establishment Year20172000
FounderVijay Shekhar SharmaDhiraj Relli
Exchange of
Membership
NSE, BSE BSE & NSE.
Broker TypeDiscount BrokerFull Service Broker
Branches1270

Paytm Money vs HDFC Securities Charges

ChargesPaytm MoneyHDFC Securities
Trade and Call Charge(₹50 + 18%
GST) per order.
Additional Rs 20 per
executed order
Minimum Brokerage
Charges
NARs. 25 Per Order on
Equity Segment

Paytm Money vs HDFC Securities Offers

OffersPaytm MoneyHDFC Securities
Free AMC
Free Brokerage
Free Account Opening
Charge
Flat Brokerage
Charges
,
Flexible Brokerage
Charges
Free Intraday Charges
Delivery Charges
Margin Funding and
Pledging
Refferal OffersRs. 200 Per
Client
Zero brokerage for
Loss Making Trade
Brokerage Cashback
Free Trading Calls
Free Research Report

Paytm Money vs HDFC Securities Product Provided

TypePaytm MoneyHDFC Securities
Equity Delivery
Equity Intraday
Equity Option
Equity Future
Currency Option
Currency Future
Commodity Options
Commodity Future
Mutual Funds
Foreign stocks
Banking
Insurance
Digital Gold
Govt. Bonds
Corporate Bonds

Paytm Money vs HDFC Securities Advisory Services Provided

TypePaytm MoneyHDFC Securities
IPO Service
Weekly and Monthly
Review
Daily Stock Picks and Stock Tips
PMS or PCG
Trading Institution
Demat and Trading
Service
Intraday Service
Share Pledging
NRI Service
3 In 1 Account
Company and Annual Report
Stock Recommendation
and Research report

Features Of Paytm Money vs HDFC Securities

FeaturesPaytm MoneyHDFC Securities
Chart
Automated Trading
3 in 1 Account
Sms Alerts
Margin Against Shares (Equity Cash)
Margin Against Shares
(Equity F&O)
Online Portfolio
Online Demo
Intraday Square-Off Time3.15pm3:50 PM
Global Indices
Real Time Update
Stock Tips
Multi Profile Management
Interactive Charts
Customised Recommendation
Online MF Buy

Paytm Money vs HDFC Securities Demat And AMC Charges

Paytm Money has Rs.0 annual maintenance cost (AMC) for trading accounts Many investors favour it because of its competitive cost, user-friendly layout, and excellent customer service . The opening Charge for an HDFC Securities account requires Rs 999. The AMC charges Rs 750 for HDFC Securities Demat Accounts. Below the table shows Demat account charges of both the platform.

ChargesPaytm MoneyHDFC Securities
Demat Account Opening ChargesRs.0 (Free)Rs 199
Demat Account AMC ChargesRs. 300 (from 2nd
year)
Rs. 750
Trading Account Opening ChargesRs. 0 (Free)Rs. 900
Trading Account AMC ChargesRs. 0 (Free)Rs. 0 (Free)

Paytm Money vs HDFC Securities Brokerage Charges

Paytm Money offers low-cost brokerage with no delivery fees and competitive rates for intraday and F&O trades. whereas HDFC Securities charges 0.32% for equity broking and 0.032% for intraday trading. Special Offer: Invest in Equity Delivery and Direct Mutual Funds without paying any broking fees. Intra-day and F&O trades are charged a flat rate of Rs 20.Below the table shows brokerage charges of both the platforms.

Brokerage ChargesPaytm MoneyHDFC Securities
Brokerage PlanFlat BrokerageStarter Pack – Lite 199
Equity DeliveryRs.15 per Trade &
2.5% (whichever is
lower)
0.32% of
Transaction
Value
Equity IntradayRs.15 per Trade or
0.05% (whichever
is Lower)
0.032% of
Transaction
Value
Equity OptionRs.15 per TradeRs. 20 per Trade
Equity FutureRs.15 per Trade or
0.02% (whichever
is lower).
Rs.20 per Trade
Currency OptionNARs.25 per Lot
Currency FutureNA0.025% of
Transaction
Value
Commodity OptionNARs.20 per Lot
Commodity FutureNA0.025% of
Transaction
Value

Paytm Money vs HDFC Securities Leverage (Margin)

the Paytm Money offers up to 20% of the trade value (5x leverage) for intraday cash transactions, whereas One margin for intraday trading allows up to 20% of the trade value (5x leverage) depending on the stock whereas HDFC Securities’ margin for intraday cash is likewise up to 20% of the trade value (5x leverage). Below the table shows leverage margin of both platform.

LeveragePaytm MoneyHDFC Securities
Equity DeliveryUp to 20% of Trade
Value (5x leverage)
100% of trade
value (1x leverage)
Equity Intraday100% of Trade Value (1x Leverage)Up to 20% of trade
value (5x leverage)
F&O (Currency, Equity,
Commodity)
100% of NRML Margin
(Span + Exposure) (1x
Leverage)
100% of NRML margin (Span + Exposure) (1x leverage)

Paytm Money vs HDFC Securities Pros And Cons

Pros:

Paytm MoneyHDFC Securities
1)A direct mutual fund platformthat increases your returns by1%.

2)No Upkeep Fees Andinstantaneous establishment of a digital account.

3)Investments in mutual fundsthat are free of hidden fees.

4)A direct mutual fund platformthat increases your returns by1%. Investments in mutual funds that have no additional fees. A direct mutual fund platform that increases your returns by 1%.

5)Straightforward anduncomplicated trading systems.6) Offers to invest in stocks,derivatives, mutual funds, NPS,and digital gold.
1)It offers the simplest method formaking stock market and otherfinancial instrument investments.

2) The greatest option available toIndian retail investors is the 3-in-1account, which consists of an HDFCBank Account, an HDFC SecuritiesTrading Account, and an HDFCSecurities Demat Account.

Cons:

Paytm MoneyHDFC Securities
1)Fee for trading platforms: Rs.30 per month and No facility formargin trading.

2)There is no branch supportprovided and Order type for GTC is not available.

3)Trading in commodities andcurrencies is not possible.

4) No margin facility
1)Together with opening a tradingaccount with HDFC Securities Ltd,you will also need to open a DP(depository participant) account withHDFC Bank and a savings bankaccount with a minimum quarterlyamount of Rs 5000.

2) It Charges minimum brokerage ofRs 25 also very high brokeragecharges.

Complaints Of Paytm Money vs HDFC Securities

Data from 2024 reveals that Paytm Money had more customer complaints than HDFC Securities when comparing the two companies. In particular, Paytm Money received 193 complaints and resolved 170 whereas HDFC Securities received 130 complaints and resolved 105. This shows that HDFC Securities performs better in terms of customer service than Paytm Money . as seen by the fact that it has a higher complaint resolution rate and fewer complaints overall.

ComplaintsPaytm MoneyHDFC Securities
Total Complaints Lodged193130
Total Complaints Resolved170105
% Of Total Complaints Resolved80.30%80.50%
Non Actionable Complaints278
% Of Non Actionable Complaints9.38%6.30%

Paytm Money vs HDFC Securities Transactions Charges

Below the table shows Equity Intraday, Equity Delivery, Equity Option , Future and
Commodity options/ Future and Currency Option/Future Transaction charges of both the
platform.

Transaction ChargesPaytm MoneyHDFC Securities
Equity DeliveryNSE Rs 345 per Cr (0.00345%) | BSE Rs 375 per Cr (0.00375%) (sell side)0.00350%
(NSE) &
0.00375%
(BSE)
Equity IntradayNSE Rs 345 per Cr (0.00345%) | BSE Rs 375 per Cr (0.00375%) (each side)0.00350%
(NSE) &
0.00375%
(BSE)
Equity OptionNSE Rs 5300 per Cr (0.053%) (on premium)0.053% (on
premium)
Equity FutureBSE Rs 200 per Cr (0.002%)0.0019% (NSE
& BSE).
Currency OptionNA0.035% (NSE)
& 0.001% (BSE)
Currency FutureNA0.0009% (NSE)
& 0.00022%
(BSE)
Commodity OptionNA0.05% (Non Agri)
Commodity FutureNA0.0021%
(Non-Agri) /
0.006% (Agri) /
0.0005% (Special)

Review Comparison Of Dhan vs HDFC Securities By Customer

Paytm Money is rated 6 of 10 , whereas HDFC Securities is rated 7.5 of 10

RatingPaytm MoneyHDFC Securities
Brokerage8/107/10
Customers Service5.5/107.5/10
Fees8/106/10
Trading Platform7.5/108/10
Research6107.510
Broker Rating7/107/10
Overall Rating6/107.5/10

Conclusion: . Paytm Money is praised for its low-cost architecture, intuitive user interface, and cutting-edge technologies like the Paytm Money platform. It is especially appealing to traders who are tech-savvy yet cost-conscious. Though both sites are trustworthy and regulated, the decision comes down to personal preferences: Paytm Money offers affordable costs and cutting-edge technology. HDFC Securities are India’s major broking houses, providing comprehensive trading and investment services. HDFC Securities provides affordable broking rates, a dynamic trading platform, and robust research help. HDFC Securities is a better option for cost-conscious traders looking for efficient services. Finally, the decision is based on personal objectives such as cost, service quality, and platform usability.

Customer Care Number/Email

Paytm Money :- 0120-3888388 / 0120-3925699

HDFC Securities : +91 2239019400

Client can contact this number for clearing your doubt.

Kotak Securities Support Email: service.securities@kotak.com

Paytm Money Email ID :- priority.kyc@paytmmoney.com

Client can contact on this email for clearing your doubt.

Add a Comment

Your email address will not be published. Required fields are marked *