Upstox vs 5Paisa Review 2025 | Which One is Better
Upstox vs 5Paisa
Discount Broker Upstox was founded in 2009. It provides trading on the The National Commodity and Derivatives Exchange (NCDEX) ,Multi Commodity Exchange (MCX), NSE (national stock exchange) ,and BSE ( Bombay stock exchange) .There are 4 of its branches in India. 5Paisa , founded in 2007,There are 4 of its branch in India is a discount broker. It supports trading on the NSE and BSE. It has one branch across India.
Upstox
Angel One Review: A full-service retail broker with online discount brokerage services,
is one of the biggest in India and was founded in 1987. In addition to stock and commodities
broking, margin finance, loans secured by shares, and distribution of financial goods, the
company provides a comprehensive variety of trading and investing services. With more
than 19,000 authorised individuals, 110 branches, and 10,000 trade terminals spread across
more than 1700 cities, Angel One has a significant local presence.
5Paisa
One of the top online stockbrokers in India is 5paisa.com, which provides consumers investors with affordable brokerage services. The founders of IIFL are the advocates of 5paisa Capital Ltd, a professionally managed and publicly traded firm. It has more than 1.2 million clients as of March 2021. At BSE, NSE, and MCX, 5paisa online trading is offered for currency, commodities, and stocks. Three subscription packages are available from 5Paisa: the Ultra Trader Pack, Power Investor Pack, and Regular Account Pack. These programmes provide you a number of advantages, such as flat fees that drop from Rs. 20 to Rs. 10 and zero account opening
fees.
| Upstox | 5Paisa | |
| Year of Establishment | 2009 | 1996 |
| Number of Branches | 4 | 1 |
| Exchange | MCX, NCDEX ,SENSEX | NSE, BSE |
| Broker type | Discount Broker | Discount Broker |
| Founder | Ravi Kumar | Nirmal Jain |
| t |
Upstox VS 5Paisa Charges
| Upstox | 5Paisa | |
| Trade and Call Charge | (₹50 + 18% GST) per order. | Rs 100 Per Call (any Number of Trades in a Call |
| Brokerage Charges | Rs 20 or 2.5% of trade value (whichever is lower) | Rs 20 per trade |
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Compare Upstox vs 5Paisa Offers
| Offers | Upstox | 5Paisa |
| Free Brokerage | ||
| Free AMC | ||
| Free Account Opening | ||
| Free Trading Calls | ||
| Margin Funding / Pledging | ||
| Free Intraday Trading | ||
| Flat Brokerage | ||
| Free Brokerage | ||
| Referral Offers | Upto Rs700 per client | 12.5% + Rs.100 Referral Credit per Client |
| Zero Brokerage for Loss Making Trades | ||
| Free Research Reports | ||
| Brokerage Cashback | ||
| t |
Product Provided by 5Paisa & Upstox
| Type | Upstox | 5Paisa |
| Equity Intraday | ||
| Equity Delivery | ||
| Equity Option | ||
| Equity Future | ||
| Currency Option | ||
| Currency Future | ||
| Commodity Option | ||
| Commodity Future | ||
| Foreign Stocks | ||
| Mutual Funds | ||
| Banking | ||
| Govt. Bonds | ||
| Insurance | ||
| Corporate bond | ||
Compare Upstox VS 5Paisa Advisory Services
Upstox vs 5Paisa AMC & DEMAT Accounts Charges
Upstox, renowned for its affordable brokerage fees and intuitive interfaces,
provides competitive trading and DEMAT account services. The DEMAT account has
an annual maintenance fee of ₹0, or ₹0, is the brokerage, whichever is less. Although some
customers praise its research and advice services, there are occasionally technical
problems with the trading software.
While 5Paisa has Rs.300 annual maintenance cost (AMC) for trading accounts Many investors favour it because of its competitive cost, user-friendly layout, and excellent customer service.
Upstox VS 5Paisa Brokerage Charges
Upstox charges no brokerage fees for stock On Delivery , and 5paisa provides flat brokerage fees, competitive pricing for stocks and derivatives, and free brokerage on mutual funds. With an emphasis on affordability for regular investors . 5Paisa Provide 2 Super Saving Packs ( Power investor Pack & Ultra Trader Pack ) For saving Our Brokerage Charges And Other Charges .The table below shows brokerage charges of both the platform.
| Account Type / Brokerage Plan | Upstox | 5Paisa Flat Brokerage |
| Equity Delivery | Rs.20 per Trade or 2.5%, whichever is low | Rs.20 per Trade |
| Equity Intraday | Rs.20 per Trade or 0.05% (whichever is low) | Rs.20 per Trade |
| Equity Options | Rs.20 per Trade | Rs.20 per Trade |
| Equity Futures | Rs 20 per executed plan/ order or .03% (whichever is lower)Rs 20 per executed plan/ order | Rs.20 per Trade |
| Currency Options | Rs 20 per executed plan/order | Rs.20 per Trade |
| Currency Futures | Rs 20 per executed plan/order or .05% whichever is lesser | Rs.20 per Trade |
| Commodity Options | Rs 20 per executed plan/order | Rs.20 per Trade |
| Commodity Futures | Rs 20 per executed plan/ order or .05% whichever is lesser | Rs.20 per Trade |
| Open Upstox Account |
Upstox vs 5Paisa Leverage (Margin)
Upstox 5Paisa offers up to 20% of the trade value (5x leverage) for intraday cash
transactions, whereas One margin for intraday trading allows up to 20% of the trade value
(5x leverage) depending on the stock.The table below shows the leverage margin of both
platform ( 2024).
Upstox vs 5Paisa Features
Upstox vs 5Paisa Investment Option
- Upstox: For investment Upstox offers: stock equity, currency, commodity, ipo, mutual fund it don’t offer investment in Bond/NCD and debt type .
- 5Paisa : For investment 5Paisa offers: stock equity, currency, commodity, ipo, mutual fund it don’t offer investment in Bond/NCD and debt type .
Upstox vs 5Paisa Pros & Cons
Pros:
| Upstox | 5Paisa |
| 1)Brokerage for all other areas,including equities delivery, is flat at Rs20 per deal. 2)Provide mutual funds directly. Asingle software for commodities,currency, and stock trading. 3)There is no account opening cost.Investment in mutual funds requiresno brokerage. 4)For slabs of Rs 40,000, the MarginTrading Facility (MTF) is offered at aninterest rate of Rs 20 per day. 5)There is a Margin Against Share.Bonds, NCDs, FPOs, and IPOs mayall be done online. 6)Orders that are Good-Till-Triggered(GTT) are accessible. 7)Minimal brokerage charges:Upstox helps traders save moneyon transaction costs by providingcompetitive brokerage prices. | 1)Trading terminals and the 5paisa smartphone app are examples of free trading software. 2)Direct mutual funds without brokerage fees. 3) Brokerage with a flat fee. Only pay Rs. 20 for each completed order. Concerns regarding the trade’s size are over |
Cons:
| Upstox | 5Paisa |
| 1)Doesn’t give trading strategies thatare infinite and does not providemoney for margin on deliverytransactions. 2)Does not provide recommendationsor stock suggestions. 3)The brokerage cost for equitydelivery is Rs 20 per deal. Equitydelivery trades are offeredbrokerage-free by other brokers, suchas Zerodha. doesn’t give tradingstrategies that are infinite. 4)Not providing a three-in-oneaccount. lacks round-the-clock clientservice. 5)Does not provide Demat and NRITrading accounts and does notprovide BTST not providing digitalgold ,call-and-trade charge of Rs 20 isadded to each executed order. | 1)In addition to the commission, Call & Trade costs Rs 100 each call. In a single call, any number of deals may be made. 2)Research and advisory is available at extra cost. 3)Exchange turnover fees are higher than those of other well-known bargain stock brokers. 4)NRI Trading and Demat Account is not available. |
Upstox vs 5Paisa Complaints
Data from 2024 reveals that ,5Paisa received 175 complaints and resolved
145 whereas Upstox received 289 complaints and resolved 157. This shows that
5Paisa performs better in terms of customer service than Angel One, as seen by the fact
that it has a higher complaint resolution rate and fewer complaints overall.
| Complaints | Upstox | 5Paisa |
| Total Complaints Resolved | 157 | 145 |
| % of Resolved Complaints | 86.30% | 80.40% |
| Total Complaints Lodged | 289 | 175 |
| Non Actionable Complaints | 30 | 35 |
| % of Non Actionable Complaints | 9.37% | 16% |
Upstox vs 5Paisa Transaction Charges
Firstly the transaction charges of 5Paisa is Flat fee of ₹ 20 or 0.05% (whichever is less) for each executed order in Intraday Commodities, Currency, and Equities Trading , also The exchange costs for options on 5Paisa are as follows: 5Paisa is Flat fee of ₹ 20 or 0.05% (whichever is less) NSE Rs 5000 per crore (0.0505%) |BSE Rs 3750 per crore (0.005%) (plus premium). Upstox is Flat fee of ₹ 20 or 0.05% (whichever is less) for each executed order in Intraday Commodities, Currency, and Equities Trading , also The exchange costs for options on Upstox are as follows: Upstox is Flat fee of ₹ 20 or 0.05% (whichever is less) NSE Rs 5000 per crore (0.0505%) |BSE Rs 3750 per crore (0.005%) (plus premium).
Upstox VS 5Paisa REVIEW/RATING
| Ratings | Upstox | 5Paisa |
| Customer Service | ⭐⭐⭐⭐ | ⭐⭐ |
| Fees | ⭐⭐⭐ | ⭐⭐⭐ |
| Brokerage | ⭐⭐⭐ | ⭐⭐⭐ |
| Trading Platform | ⭐⭐ | ⭐⭐⭐ |
| Research Capabilities | ⭐⭐⭐ | ⭐⭐ |
| Overall Ratings | ⭐⭐⭐ | ⭐⭐⭐ |
Conclusion: Upstox is an intuitive design that is perfect for novices, emphasising mutualfunds and simplicity. With Ratan Tata’s support, 5Paisa offers sophisticated trading tools,affordable brokerage costs, and a feature-rich software ideal for aggressive traders. Upstox ease of use makes up for some of the complex capabilities that 5Paisa lacks. 5Paisa sophisticated choices and cheaper prices give it a minor advantage. In the end, 5Paisa is a better for seasoned traders looking for extensive tools and reduced prices, whereas Upstox is better for novices and mutual fund investors.
Customer Care Number/Email
Upstox : 022-41792999
5 PAISA:- +918976689766
Client can contact this number for clearing their doubt.
Upstox Support Email:- support@upstox.com
5Paisa Email:-Email ID:- support@5paisa.com
Client can contact on this email for clearing their doubt.
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