Paytm Money Review 2025 | Pros & Cons | Brokerage Charges , Hidden Charges
About Paytm Money Review 2025
Paytm Money Review 2025, Paytm Money founded in 2017 , is a discount broker. It offers trading on the NSE and BSE. It has one branch across India. Paytm Money, on the other hand, attracts new and tech investors with
its user-friendly interface, low commissions and seamless integration with the Paytm
ecosystem. It stands out for its simplicity and accessibility, making it ideal for beginners. Both
platforms have their strengths, with Kotak suitable for in-depth trading and Paytm Money
facilitating and cost-effective investing.
Founded in 2017, Paytm Money Limited (commonly known as Paytm Money) is a discount
brokerage company based in Bengaluru. Paytm Money is a wholly owned subsidiary of
One97 Communications Ltd, India’s largest and leading digital products and mobile platform,
which also owns the Paytm Money brand. Paytm is an Indian e-commerce payment system
approved by the RBI. Paytm Money is a SEBI registered stockbroker and investment
advisor.
| Paytm Money | |
| Establishment Year | 2017 |
| Founder | Vijay Shekhar Sharma |
| Exchange of Membership | NSE, BSE |
| Broker Type | Discount Broker |
| Branches | 1 |
Paytm Money Other Charges
| Charges | Paytm Money |
| Trade and Call Charge | ₹100 |
| DP Transaction Charges | ₹13.5/instruction + GST. |
| Auto-Square Off Charges | ₹50 per order + GST |
| Payment Gateway | ₹0 per transaction |
| Pledge Charges | ₹15 + GST |
Paytm Money Offers
| Offers | Paytm Money |
| Free AMC | |
| Free Brokerage | |
| Free Account Opening Charge | |
| Flat Brokerage Charges | Yes But limited |
| Flexible Brokerage Charges | |
| Free Intraday Charges | |
| Free Delivery Charges | |
| Margin Funding and Pledging | |
| Free F&O Trading | |
| Refferal Offers | |
| Zero brokerage for Loss Making Trade | |
| Brokerage Cashback | |
| Free Trading Calls | |
| Free Research Report | |
| |
Paytm Money Product Provided
| Type | Paytm Money |
| Equity Delivery | |
| Equity Intraday | |
| Equity Option | |
| Equity Future | |
| Currency Option | |
| Currency Future | |
| Commodity Options | |
| Commodity Future | |
| Mutual Funds | |
| Foreign stocks | |
| Banking | |
| Insurance | |
| Digital Gold | |
| Govt. Bonds | |
| Corporate Bonds | |
| |
Paytm Money Advisory Services Provided
| Type | Paytm Money |
| IPO Service | |
| Weekly and Monthly Review | |
| Daily Stock Picks and Stock Tips | |
| PMS or PCG | |
| Trading Institution | |
| Demat and Trading Service | |
| Intraday Service | |
| Share Pledging | |
| NRI Service | |
| 3 In 1 Account | |
| Company and Annual Report | |
| Research report | |
| Stock Recommendation | |
| |
Features Of Paytm Money
| Features | Paytm Money |
| Chart | |
| Automated Trading | |
| 3 in 1 Account | |
| Sms Alerts | |
| Margin Against Shares (Equity Cash) | |
| Margin Against Shares (Equity F&O) | |
| Online Portfolio | |
| Online Demo | |
| Intraday Square-Off Time | 3.15pm |
| Global Indices | |
| Real Time Update | |
| Stock Tips | |
| Multi Profile Management | |
| Interactive Charts | |
| Customised Recommendation | |
| Online MF Buy | |
| |
Paytm Money Demat And AMC Charges
Paytm Money has Rs.0 annual maintenance cost (AMC) for trading accounts Many investors favour it because of its competitive cost, user-friendly layout, and excellent customer service.
| Charges | Paytm Money |
| Demat Account Opening Charges | Rs 0 (Free) |
| Demat Account AMC Charges | Rs 300 |
| Trading Account Opening Charges | Rs 0 (Free) |
| Trading Account AMC Charges | Rs 300 |
| |
Paytm Money Brokerage Charges
Paytm Money offers low-cost brokerage with no delivery fees and competitive rates for intraday and F&O trades Below the table shows brokerage charges of both the platforms.
| Brokerage Charges | Paytm Money |
| Brokerage Plan | NA |
| Equity Delivery | Rs.15 per Trade & 2.5% (whichever is lower) |
| Equity Intraday | Rs.15 per Trade or 0.05% (whichever is Lower) |
| Equity Option | Rs.20 per Executed Order |
| Equity Future | Rs.20 Executed Order |
| Currency Option | NA |
| Currency Future | NA |
| Commodity Option | NA |
| Commodity Future | NA |
| |
Paytm Money Leverage (Margin)
See the table below to know about money margin leverage of both the platform
| Leverage | Paytm Money |
| Equity Delivery | Up to 20% of Trade Value (5x leverage) |
| Equity Intraday | 100% of Trade Value (1x Leverage) |
| F&O (Currency, Equity, Commodity) | 100% of NRML Margin (Span + Exposure) (1x Leverage) |
| |
Paytm Money Pros And Cons
Pros:
| Paytm Money |
| 1) A direct mutual fund platform that increases your returns by 1%. 2) No Up keep Fees And instantaneous establishment of a digital account. 3) Investments in mutual funds that are free of hidden fees. 4) 0 Annua Maintanance Charges. 5) Straight forward and uncomplicated trading systems. 6) Offers to invest in stocks,derivatives, mutual funds, NPS, and digital gold. |
Cons:
| Paytm Money |
| 1) High Call & Trade Charges 2)There is no branch support provided and Order type for GTC is not available. 3)Trading in commodities and currencies is not Available. 4) Delivery Trading Is Not Free. |
Complaints Of Paytm Money
| Complaints | Paytm Money |
| Total Complaints Lodged | 193 |
| Total Complaints Resolved | 170 |
| % Of Total Complaints Resolved | 80.30% |
| Non Actionable Complaints | 27 |
| % Of Total Complaints Resolved | 9.38% |
| |
Paytm Money Transactions Charges
Below the table shows Equity Intraday, Equity Delivery, Equity Option , Future and
Commodity options/ Future and Currency Option/Future Transaction charges of both the
platform.
| Transaction Charges | Paytm Money |
| Equity Delivery | 0.00297% for NSE 0.00375% for BSE |
| Equity Intraday | 0.00297% for NSE 0.00375% for BSE |
| Equity Option | 0.03503% of Premium Turnover Value for NSE 0.03250% of Premium Turnover Value for BSE |
| Equity Future | 0.00173% for NSE 0.0% for BSE |
| Currency Option | NA |
| Currency Future | NA |
| Commodity Option | NA |
| Commodity Future | NA |
| |
Review Comparison Of Paytm Money By Customer
| Rating | Paytm Money |
| Customer Services | 7.5/10 |
| Fees | 7/10 |
| Brokerage Charges | 8.5/10 |
| Trade and Call Charges | 7/10 |
| Research Capabilities | 8/10 |
| Overall Rating | 7.5/10 |
| |
Conclusion: Paytm Money is praised for its low-cost architecture, intuitive user interface, and cutting-edge technologies like the Paytm Money platform. It is especially appealing to traders who are tech-savvy yet cost-conscious. Though both sites are trustworthy and regulated, the decision comes down to personal preferences: Paytm Money offers affordable costs and cutting-edge technology .
Customer Care Number/Email
Paytm Money :- 0120-3888388 / 0120-3925699
Paytm Money Email ID :- priority.kyc@paytmmoney.com
Client can contact this email for clearing your doubt.
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