Zerodha vs Paytm Money Review 2025 | Which One Is Better
Zerodha vs Paytm Money
Discount Broker Angel One was founded in 1987. It provides trading on the The National
Commodity and Derivatives Exchange (NCDEX) ,Multi Commodity Exchange (MCX), NSE
(national stock exchange) ,and BSE ( Bombay stock exchange) .There are 900 of its
branches in India.Paytm Money , founded in 2017 , is a discount broker. It offers trading on the NSE and BSE. It has one branch across India. Paytm Money, founded in 2017, is a discount broker. It supports
trading on the NSE and BSE. It has one branch across India.
Zerodha
Zerodha Review: Right now, Zerodha is the top stock broker. They are thought to be the most transparentstock broker, have a cheap brokerage fee, and provide a great online trading platform. Theybecome the fintech firm in India with the quickest growth rate through constant innovationand improvement. These are Zerodha’s main advantages. For its clients, it has developed avariety of trading software. These include the online and mobile trading platform ZerodhaKite, the mutual fund investment platform Coin, the investor education programme Varsity,the trading Q&A, and numerous other resources. In addition, Zerodha provides the followingplatforms: GoldenPi (bond trading), Sensibull (options trading), Streak (algo & strategyplatform), Small case (thematic investment platform), and Ditto (insurance).
Paytm Money
Paytm Money, on the other hand, attracts new and tech investors with
its user-friendly interface, low commissions and seamless integration with the Paytm
ecosystem. It stands out for its simplicity and accessibility, making it ideal for beginners. Both
platforms have their strengths, with Kotak suitable for in-depth trading and Paytm Money
facilitating and cost-effective investing.
Founded in 2017, Paytm Money Limited (commonly known as Paytm Money) is a discount
brokerage company based in Bengaluru. Paytm Money is a wholly owned subsidiary of
One97 Communications Ltd, India’s largest and leading digital products and mobile platform,
which also owns the Paytm Money brand. Paytm is an Indian e-commerce payment system
approved by the RBI. Paytm Money is a SEBI registered stockbroker and investment
advisor.
| Zerodha | Paytm Money | |
| Year of Establishment | 2010 | 2017 |
| Number of Branches | 22 | 1 |
| Exchange | NSE, BSE AND MCX , NCDEX | NSE, BSE |
| Broker type | Discount Broker | Discount Broker |
| Founder | Nitin Kamath | Vijay Shekhar Sharma |
Zerodha VS Paytm Money Charges
Compare Zerodha vs Paytm Money Offers
Angel One & Zerodha Product Provided
| Type | Zerodha | Paytm Money |
| Equity Intraday | ||
| Equity Delivery | ||
| Equity Option | ||
| Equity Future | ||
| Currency Option | ||
| Currency Future | ||
| Commodity Option | ||
| Commodity Future | ||
| Foreign Stocks | ||
| Mutual Funds | ||
| Banking | ||
| Govt. Bonds | ||
| Insurance | ||
| Corporate bond | ||
Compare Zerodha VS Paytm Money Advisory Services
Zerodha vs Paytm Money Amc & Demat Accounts Charges
Zerodha trading account opening charges is Rs 0 . Zerodha Demat Account AMC Charges is Rs 300 .
While Paytm Money has Rs.0 annual maintenance cost (AMC) for trading accounts Many investors favour it because of its competitive cost, user-friendly layout, and excellent customer service.
Zerodha VS Paytm Money Brokerage Charges
Zerodha costs Rs 20 per completed transaction or 0.02%, whichever is lesser. Both platforms provide cheap brokerage fees, but Zerodha clear pricing structure may appeal to traders seeking , and Paytm Money offers low-cost brokerage with no delivery fees and competitive rates for intraday and F&O trades.Below the table shows brokerage plan of both the platform.
Zerodha vs Paytm Money Leverage (Margin)
Zerodha Paytm Money offers up to 20% of the trade value (5x leverage) for intraday cash
transactions, whereas One margin for intraday trading allows up to 20% of the trade value
(5x leverage) depending on the stock.The table below shows the leverage margin of both
platform ( 2024).
Zerodha VS Paytm Money Features
Zerodha vs Paytm Money Investment Option
- Zerodha : For investment Zerodha offers option like : stock equity, currency, commodity, ipo, mutual fund, bond /ncd and debt . Overall Zerodha offers more options than 5Paisa
- Paytm Money : For investment Paytm Money offers: stock equity, currency, commodity, ipo, mutual fund it don’t offer investment in Bond/NCD and debt type .Overall Paytm offers more options than Zerodha
Zerodha vs Paytm Money Pros & Cons
Pros:
| Zerodha | Paytm Money |
| 1)India’s leading broker interms of active clients,trading volume, andbrokerage revenue. Safe,dependable, and the mosttechnologically advancedbroker in India. 2)People under the age of25 can establish anaccount for free. 3)For all other categories,a flat brokerage fee of Rs20 per trade. Great freetrading platforms (Kite)are offered. 4)It is possible to investdirectly in mutual funds. 5)Orders that are GoodUntil Triggered (GTT) areaccessible. GTC ordersare comparable to these. 6)basic flat-fee brokerageservices on all exchangesand divisions (MCX, NSE,BSE). Trades involvingfree equity distribution.Orders usingCash-N-Carry incur nobrokerage fees. 7)NRI can open tradingaccount. | 1)A direct mutual fund platformthat increases your returns by1% .2)No Upkeep Fees Andinstantaneous establishment of a digital account. 3)Investments in mutual fundsthat are free of hidden fees. 4)A direct mutual fund platformthat increases your returns by1%. Investments in mutual funds that have no additional fees. A direct mutual fund platform that increases your returns by 1%. 5)Straightforward anduncomplicated trading systems.6) Offers to invest in stocks,derivatives, mutual funds, NPS,and digital gold. |
Cons:
| Zerodha | Paytm Money |
| 1)It doesn’t offer research,recommendations, or stocksuggestions. 2 Each order incurs anadditional Rs 50 for Call &Trade. 3)There is also a 3-in-1account not available. Thereare no monthly unlimitedtrading subscriptionsavailable. 4)AMC Free Demataccounts are not providedby it. No margin financing. 5)An additional Rs 50 is paidfor each order for autosquare off. | 1)Fee for trading platforms: Rs.30 per month and No facility formargin trading. 2)There is no branch supportprovided and Order type for GTC is not available. 3)Trading in commodities andcurrencies is not possible.4) No margin facility |
Zerodha vs Paytm Money Complaints
Data from 2024 reveals that Angel One had more customer complaints than Paytm when
comparing the two companies. In particular, Paytm received 193 complaints and resolved
170 whereas Angel One received 585 complaints and resolved 550. This shows that
Paytm Money performs better in terms of customer service than Angel One, as seen by the fact
that it has a higher complaint resolution rate and fewer complaints overall.
| Complaints | Zerodha | Paytm Money |
| Total Complaints Lodged | 339 | 193 |
| % of Resolved Complaints | 90.56% | 80.30% |
| Total Complaints Resolved | 307 | 170 |
| Non Actionable Complaints | 20 | 27 |
| % of Non Actionable Complaints | 5.90% | 9.38% |
Zerodha vs Paytm Money Transaction Charges
Firstly the transaction charges of Paytm Money is Flat fee of ₹ 20 or 0.05% (whichever is less)
for each executed order in Intraday Commodities, Currency, and Equities Trading , also The exchange costs for options on Paytm Money are as follows: NSE Rs 345 per crore (0.00345%) |
BSE Rs 375 per crore (0.00375%) (plus premium). while ZERODHA is Flat fee of ₹ 20 or 0.03% (whichever is less) for each executed order in intraday commodities, currency, and equities trading , also The
exchange costs for options on Zerodha are as follows: NSE Rs 5050 per crore (0.0505%) |
BSE Rs 500 per crore (0.005%) (plus premium). Below are both the platform charges.
Zerodh VS Paytm Money REVIEW/RATING
| Ratings | Zerodha | Paytm Money |
| Customer Service | ⭐⭐⭐ | ⭐⭐⭐ |
| Fees | ⭐⭐⭐ | ⭐⭐⭐⭐ |
| Brokerage | ⭐⭐⭐⭐ | ⭐⭐ |
| Trading Platform | ⭐⭐ | ⭐⭐⭐ |
| Research Capabilities | ⭐⭐⭐ | ⭐⭐ |
| Overall Ratings | ⭐⭐⭐ | ⭐⭐⭐ |
Conclusion: Zerodha is well-known for providing both novice and seasoned
traders with a wealth of research tools, individualised advising services, and a robust
offline presence. Conversely, Paytm Money is praised for its low-cost architecture, intuitive
user interface, and cutting-edge technologies like the Paytm Money platform. It is especially
appealing to traders who are tech-savvy yet cost-conscious. Though both sites are
trustworthy and regulated, the decision comes down to personal preferences:
Paytm Money offers affordable costs and cutting-edge technology, while Zerodha offers
extensive assistance.
Customer Care Number/Email
Zerodha: (080 4718 1888) or (080 4718 1999) .
Paytm Money :- 0120-3888388 / 0120-3925699
Client can contact this number for clearing their doubt.
Zerodha Support Email: renu.pd@zerodha.com
Email ID :- priority.kyc@paytmmoney.com
Client can contact on this email for clearing their doubt.
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